Sound Advice.
Clear Strategy.
Lasting Wealth.

Name: SUMIT KUMAR WAGHMARE

SEBI Registration No.: INA200013099

Type: Individual Investment Adviser

Registered Since: April 23, 2019   Validity: Perpetual

Regulator: Securities and Exchange Board of India (SEBI)

Principal Officer: Sumit Kumar Waghmare

Email: sumit.waghmare86@gmail.com

Address: Classic Arena, 1549/2662, AECS Layout, A Block, Near HDFC Bank, Hosur Road, Singasandra Village, Bangalore, Karnataka – 560068

Verify independently at sebi.gov.in — search Reg. No. INA200013099.

• All services are provided on a fee-only basis. No commissions, brokerage, referral fees or trail commissions are received from any product manufacturer or distributor.
• All applicable fees are disclosed upfront in the advisory agreement before engagement commences.
• Advice is based solely on the client’s goals, risk profile, and investment horizon — not product incentives.
• Client money is not handled at any point. All investments are made directly by the client.
• No proprietary trading or principal-to-principal transactions are undertaken.
• Fees are within SEBI-prescribed limits per Regulation 15A of SEBI (Investment Advisers) Regulations, 2013.

• Investments in securities markets are subject to market risks. Read all scheme-related documents carefully before investing.
• Past performance of any security or strategy is not indicative of future returns.
• Advisory opinions are based on publicly available information; actual outcomes may differ materially.
• The value of investments can go up or down. Investors may receive less than the amount invested.
• Equity investments are subject to volatility, liquidity risk, systemic risk, and regulatory risk.
• Clients are solely responsible for their investment decisions.
• Consult your tax adviser for all tax-related queries, as tax laws are subject to change.

• The adviser holds no other SEBI registration (broker, distributor, PMS, etc.) that could create a conflict of interest.
• No referral arrangements, revenue-sharing, or distribution commissions exist with any financial product provider.
• No consideration — direct or indirect — is received from any product manufacturer in connection with advice rendered.
• Any material conflict of interest will be disclosed to affected clients immediately before related advice is given.
• The adviser complies fully with Regulation 14 of SEBI (Investment Advisers) Regulations, 2013.

Issued as mandated by SEBI Circular SEBI/HO/IMD/IMD-II DOF3/P/CIR/2021/655 dated October 13, 2021.

• GWise Investment Adviser complies with the Prevention of Money Laundering Act, 2002 (PMLA) and rules thereunder.
• All clients must complete KYC verification before availing advisory services, as mandated by SEBI.
• Client identification is carried out through SEBI-recognised KYC Registration Agencies (KRA) or Central KYC Records Registry (CKYCRR).
• Transaction records and KYC documents are maintained for the prescribed retention period under PMLA and SEBI regulations.
• Suspicious transactions, if any, are reported to the Financial Intelligence Unit – India (FIU-IND) as required by law.

We are committed to resolving all investor grievances promptly. Please escalate in the following order:

• GWise Investment Adviser (Sumit Kumar Waghmare, INA200013099) is registered with SEBI as an Individual Investment Adviser. Registration does not guarantee the quality of advice or investment returns.
• Content on this website is for general informational purposes only and does not constitute an offer, solicitation, or recommendation to buy or sell any security.
• All content is the intellectual property of GWise Investment Adviser and may not be reproduced without prior written permission.
• The adviser reserves the right to modify service terms, fees, and website content at any time, subject to regulatory requirements.
• By engaging our advisory services, clients acknowledge they have read and accepted all disclosures, risk factors, and the advisory agreement.